Online Life Insurance – What is the Process?

Life insurance is one of the most important steps to building financial security for your family, sparing them from financial debt when you, the primary breadwinner, pass away. Buying life insurance is not as daunting a process as you may think. Finding and applying for a life insurance policy to fit your needs entails just a few easy steps.

Getting an Online Life Insurance Quote

There are several ways to get an estimate for life insurance. Many people prefer to see a professional insurance broker for advice, while others prefer getting one from an insurance broker over the phone. One of the latest and increasingly popular ways to start the process is by getting an online life insurance quote.

Buying online life insurance is not as impersonal as many people believe. AplusWealth Inc. online strives to offer every client interested in life insurance the right resources to help them choose the best product for their insurance needs.

From the moment you go online, you can have a quick estimate just seconds after answering a few quick questions. You are asked to provide your date of birth, whether you have ever been diagnosed with a health problem if you smoke, and your gender.

Thereafter, you are asked to fill in the amount you want your life insured for, whether you want a term or permanent product, and if you are insuring a single or joint life. You are now ready to press the quote button and are immediately shown the policy prices from different top life insurance companies in Canada. You will also see which insurance companies are the most recommended based on the company rating and reliability.

Making Life Insurance Easy

Besides getting a quote, you can also ask the system to recommend the right life insurance product for you. Here you are asked whether the policy is for yourself or someone else before filling in your life insurance goals. You must fill in your three most important life insurance goals in order of importance, and just in case you are unsure, each one is explained in detail.

In the next step, you are asked to profess your objectives. These are different for everyone, so choose the most important for you: affordability, a paid-up policy, covering your temporary needs, manage any financial risks, or building cash value.

The next phase requires you to add some more personal details. These include your after-tax income, your beneficiaries (spouse, children, and other dependents), what you want to leave your beneficiaries, and the duration. You will also be asked about any debts, and whether you live in a residence that you own or rent. Be prepared to also offer some details about your existing cash savings and other financial investments.

Finally, you are asked to stipulate an amount you may want to set aside to leave as a legacy and any funeral expenses you want to set aside. Press on “Quote.”

All the steps and questions have been designed by expert life insurance advisors based on their studies and experience in the insurance industry to ensure you will find the right life insurance product.

What affects your life insurance premiums?

These are the factors that will affect your premiums:

• Amount of coverage need.
• Length of the policy.
• Your health (both physical and mental).
• If you’re a smoker.
• Medical history (including your family’s).
• Travel plans, your driving record, and other high-risk activities you participate in are all considered in a life insurance quotation.

AplusWealth Inc. Online Life Insurance Recommendation

According to the information you have filled in, AplusWealth Inc. has the amazing life insurance quoter software that recommends the total life insurance amount need to protect your family and how much you can expect to pay for this coverage in a matter of seconds.

Whether you want to build a cash value over time or just want to cover your needs for a specific term, your online insurance estimate also includes a section with all the amazing policy features and your coverage breakdown.

Whether you decide to get an online life insurance quote or prefer to stay traditional, you can start the whole process by filling out the questionnaire. If you prefer, make a call to book a meeting with a licensed advisor. At Apluswealth Inc., we got you covered both online and offline.

Our one-of-a-kind quoting system has that experienced life insurance advisor touch to it. So not only you will be using state-of-the-art technology you also will get the benefit of a financial advisor mind.

Our online quoting system was designed to give all Canadians the tools they need to find the right product, at the best price, from the best company with a great understanding of what they are buying fully online. You can download our app which is available on both IOS and Android as well as a web-based version. Get Covered allows you to create an account use our financial tools and calculator as well as getting Life insurance, Critical Insurance and Disability insurance quotes.

What is Get Covered and how it works?

Get an Unbiased Insurance Recommendation that is Created just for YOU and YOUR Best Interests.

GetCovered, designed by AplusWealth Inc., is in line with the first super-intelligent cross-platform applications to provide Canadians with recommendations on Life Insurance, Critical Illness Insurance, and Disability Insurance.

GetCovered, designed by AplusWealth Inc., is in line with the first super-intelligent cross-platform applications to provide Canadians with recommendations on Life Insurance, Critical Illness Insurance, and Disability Insurance. You can choose our easy-to-use Instant Quoter system to obtain prices from top Canadian insurance providers if you already know the insurance product that suits your need. Or you can get the advantage of our recommendation system and build your own policy based on your needs. The system is designed to serve you and find the best approach for your situation.

Get Covered Features Highlight:

Get Insurance for:

• Yourself
• Spouse
• Parent
• Children
• Grandchildren
• Business Partner
• Employees
• Corporation (Key Person & Buy-Sell Agreement)

Choose from Various Insurance Goals:

• Family & Income Protection
• Children Education and Financial Support
• Mortgage & Liabilities
• Leave a Legacy
• Estate Preservation
• Final Expense.

Select what you want from your Policy:

• Build Cash Value
• Cover Temporary Needs
• Affordability
• Manage Financial Risks
• Paid-Up Policy

Life Insurance Highlights:

Up to $20,000,000 Coverage

Choose from Term (Term 10, 15, 20, 25, 30, 35, and 40) and Permanent Insurance (Term 100, Whole Life, and Universal life) Policies

Choose Single or Joint Life Policies

Discover Policy Features

Get Covered an amazing online insurance quote system

Apluswealth Inc., build this software for one reason and one reason only, so Canadians can find an affordable and reliable life insurance policy to protect their loved ones.

No matter if you know the life insurance you need or you require help to find the right life insurance policy AplusWealth Inc., will get you covered.

Go to Get Covered and, get life insurance quotes in under 1 minute and compare the rates of the best Life insurance companies in Canada